Drive down the cost of motoring by saving up to €150* on your Car Insurance with Cornmarket.
As a member of the INMO, both you, and your partner, are entitled to join the Nurses/Midwives' Car Insurance Scheme. This Scheme is one of the largest car insurance schemes in the country and, as a result, we have been able to get a better deal for our members.
As an introductory offer, INMO members, who join the car insurance scheme for the first time, will get €150 OFF their car insurance. This introductory offer applies to members who join the car insurance scheme before 30/06/2013 (subject to a minimum premium of €305.44).
The Nurses/Midwives’ Car Insurance Scheme provides members with a wide range of benefits including:
- 24 Hour Motor Breakdown Rescue Service with Driveaway Assistance
- Windscreen Cover
- Free Foreign Use Extension
- Reduced Excess
- Full No Claims Bonus Protection
- Accidental Damage Cover
- Temporary Replacemenent Car
- Personal Effects Cover
- Replacement Locks
- Legal Expenses Cover
- 3rd Party Liability Cover
- Medical Expenses Cover
- Replacement Child Seat
In addition to all the above there are some unique benefits, which are not available anywhere else, including:
Comprehensive driving of other cars
Did you know that with most car insurance policies, you are only covered to drive other cars on a third party basis? However with the Select option under our Car Insurance Scheme, you will also get automatic comprehensive cover when driving other cars.
Extra malicious damage cover
With most car insurance policies, if your car was damaged maliciously, in your place of work, and you claimed under your policy, your no claims discount would be reduced the following year. Members of the Nurse/Midwives’ Car Insurance Scheme can claim for malicious damage to their cars in the workplace without their no claims bonus being affected. The only cost would be a small excess of only €30.
A car insurance scheme is only as good as its claims service. Last year alone the scheme paid out claims to the value of almost €6 million*. I am glad to say that feedback from our members, who have claimed under the scheme, is extremely positive. Here is some of the feedback that we have received.
“My first accident - quite daunting personally but it was all handled so easily it made what could have been very upsetting quite easy to deal with ”
Margaret - INMO Member
“They made everything easy & stress free. Everyone I spoke to were very helpful understanding & clear. And all was dealt with professionally & quickly”
Sheila - INMO Member
“The staff who dealt with my claim were very helpful and pleasant. I was most appreciative of this as this was a stressful time for me. Thank you to all.”
Siobhan - INMO Member
A breakdown assist service is also provided as part of the scheme. This has been extensively used by members. In 2012, the Breakdown Assist Teams responded to 7,613** assistance requests.
Finally, the scheme will also provide you with two options, depending on the range of benefits you require and what you can afford. The two available options are the Select option and the Economy option.
I would strongly recommend that you consider the Nurses/Midwives’ Car Insurance Scheme when your car insurance is next due. You can join the Scheme by calling Cornmarket on (01) 4708042.
†Car Insurance €150 reduction is off the normal car insurance rate available through the Nurses Car Insurance Scheme underwritten by RSA Insurance Ireland Ltd and is applied to the premium after all other applicable discounts have been made.
Offer is only available to customers taking out a new car insurance policy through Cornmarket. Discount applies in year one only. Entry criteria, terms & conditions apply. Discount must be requested at quotation stage, we are unable to issue discounts retrospectively. Only one voucher can be used by each eligible proposer. Offer limited to first 4,000 vouchers redeemed. RSA Insurance Ireland Ltd is regulated by the Central Bank of
* Source Cornmarket February 2013
**Source Mapfre Assistance March 2013.* **Some claimants received more than one of the services listed.
MAPFRE ASISTENCIA Compania de Seguros y Reaseguros SA trading as MAPFRE ASSISTANCE Agency Ireland is regulated by the Direccion General de Seguros y Fondos de Pensiones del Ministerio de Economia y Hacienda, Spain, and is subject to the Central Bank of Ireland's conduct of business rules. MAPFRE ASSISTANCE